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Investments Product through NCD (Non Convertible Debentures)
Investments Product through NCD (Non Convertible Debentures)

Investors seek financial instruments that offer stability, liquidity, and attractive returns while managing risks effectively. Non-Convertible Debentures (NCDs) are long-term debt instruments issued by companies for a specified tenure, promising fixed interest payments to investors. Unlike convertible debentures, NCDs cannot be converted into company shares or equities. The interest rates on NCDs vary based on the issuing company’s creditworthiness.

Kairali Finance and Investments Private Limited offers an excellent opportunity to invest in NCDs, providing secure and stable returns.

Eligibility Criteria
Individuals and institutions eligible to invest in NCDs include:
  • Resident Individuals
  • Hindu Undivided Families (HUFs)
  • Banking Companies
  • Primary Dealers
  • Corporate Bodies registered or incorporated in India
  • Unincorporated Bodies
Required Documents for NCD Investment
To invest in NCDs, applicants must submit the following documents:
For Individuals
  • PAN Card (Mandatory)
  • Aadhaar Card/Passport/Voter ID (Address Proof)
  • Canceled Cheque (for bank details)
  • Demat Account Details
For Corporates/Firms
  • Certificate of Incorporation
  • Memorandum & Articles of Association
  • PAN Card of the Entity
  • Board Resolution Authorizing Investment
  • KYC Documents of Authorized Signatories
Faq's on Investments Product through NCD (Non Convertible Debentures)
What are Non-Convertible Debentures (NCDs)?

NCDs are fixed-income instruments issued by companies that offer regular interest payouts but cannot be converted into equity shares.

Our NCDs provide stable returns, low risk, and liquidity, making them a reliable investment option backed by a strong financial foundation.

Resident individuals, Hindu Undivided Families (HUFs), banks, companies, NBFCs, registered trusts, and partnership firms can invest in NCDs.

  • Higher interest rates than traditional FDs
  • Fixed and predictable returns
  • Tradable on stock exchanges for liquidity
  • No Tax Deducted at Source (TDS) under Section 193 of the IT Act

You can invest in NCDs through your Demat account by applying online or through authorized agents/brokers.

Yes, secured NCDs are backed by the issuing company’s assets, and only companies with strong credit ratings can issue them, ensuring lower risk.

The tenure of NCDs varies based on the offering, typically ranging from 1 to 10 years, with interest payouts at regular intervals.

For Individuals: PAN Card, Address Proof, Canceled Cheque, Demat Account Details

For Corporates: Certificate of Incorporation, MOA & AOA, Board Resolution, KYC of Authorized Signatories

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